Our Services – Clean Credit Crew

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Make sure you have all the documents you need before you apply and make your purchase. Use the checklist below to see what is needed.
NOTE: you need a Smart Credit account to begin. It takes only a few moments, please click here to set you account up now.

Not sure how long it will take to improve your credit? Click below to use our time estimator.

Same Day Credit Repair
Flat Fee Credit Repair (12 mo)
Flat Fee Credit Repair (24 mo)
Business Credit & Funding Mentorship

	Same Day Credit Repair	Flat Fee Credit Repair (12 mo)	Flat Fee Credit Repair (24 mo)	Business Credit & Funding Mentorship
			$	$
REQUIRED DOCUMENTS
Smart Credit Account (do this first)
Utility Bill
Social Security Card
Driver's License
Business Details (EIN, DUNS, etc.)
FEES
Contract Required
Monthly Fee	$200	-	-	$250
Credit Monitoring - Monthly Fee ($30.99)
Initial Fee	$250	$1800	$2500	$500
Other Details	Files received before 2pm will be sent off the same day	Most cost effective payment plan over time Includes 12 months of credit repair	Most cost effective payment plan over time Includes 24 months of credit repair	Business Credit & Funding Mentorship: Business structuring Business credit profile building Business funding preparation Personal credit advising
	Get Started	Get Started	Get Started	Get Started

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Still Wondering?

What is credit repair?

Credit repair is a financial literacy service that identifies, evaluates with the intentions to remove derogatory inaccurate & unverifiable accounts from consumers’ credit reports. Throughout the credit repair process a variety of dispute strategies and methods are implemented to remove the derogatory accounts from consumers’ credit profiles.

How long will it take to repair my credit?

The credit repairing timeframe depends on the severity of your credit profile PRIOR to starting the credit repair process. The type, amount of negative accounts and who the creditors are that owns the negative accounts on your credit profiles has a significant impact on how long it will take to repair your credit profiles.

ESTIMATED CREDIT REPAIR TIMEFRAMES: (May vary depending on creditor)

MILD: (3-6 Months) Medical Collections, Communication Company Collections, Inquiries
HARD: (6-9 Months) Charge Offs, Medical Collections, Communication Company Collections, Inquiries
CHALLENGED (9-12 Months) Student loans, Bankruptcy, Charge-Offs, Medical Collections, Communication Company Collections, Inquiries
VERY DIFFICULT (12-18 Months) Repossession, Bankruptcy, Charge-Offs, Medical Collections, Communication Company Collections, Inquiries
SEVERE (18-24 Months) Repossession, Student loans, Bankruptcy, Charge-Offs, Medical Collections, Communication Company Collections, Late Payments, Inquiries

What does the credit repair process consist of?

Clients must create a credit monitoring account to pull updated credit scores and reports (click here to pull your updated scores and reports).

Once updated scores and reports are received the clients credit reports are analyzed and calculated. During the analysis and evaluation process the client is given a detailed evaluation and an estimated credit repairing timeframe.
Clients’ credit profiles will be calculated to develop the quickest strategies and methods to enhance the strength of the clients’ credit profiles and scores.
Dispute against negative accounts to be deleted by the credit bureaus and creditors.
The negative accounts that are not deleted in each dispute round will be reprocessed until they are deleted from the clients’ credit reports.
Credit profile building will be recommended and implemented to improve the strength of the clients’ credit profiles and scores throughout the credit repairing process.
Once clients’ credit reports and scores have been rectified and repaired, clients are encouraged to leverage their new credit profiles and scores every 18-24 months.
Seasoned tradelines are considered for an extra credit score increase.

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FICO and “The score lenders use” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and other countries. CMS and Credit Management System are registered trademarks of Dekamco Development LLC in the United States

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