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Make sure you have all the documents you need before you apply and make your purchase. Use the checklist below to see what is needed.
NOTE: you need a Smart Credit account to begin. It takes only a few moments, please click here to set you account up now.

Set up Smart Credit Account

Not sure how long it will take to improve your credit? Click below to use our time estimator.

Estimate Your Time
  • Same Day Credit Repair
  • Flat Fee Credit Repair (12 mo)
  • Flat Fee Credit Repair (18 mo)
  • Flat Fee Credit Repair (24 mo)
  • Business Credit & Funding Mentorship
Same Day Credit RepairFlat Fee Credit Repair (12 mo)Flat Fee Credit Repair (18 mo)Flat Fee Credit Repair (24 mo)Business Credit & Funding Mentorship
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REQUIRED DOCUMENTS
Smart Credit Account
(do this first)
Utility Bill
Social Security Card
Driver's License
Business Details (EIN, DUNS, etc.)
FEES
Contract Required
Monthly Fee$200---$250
Credit Monitoring - Monthly Fee ($30.99)
Initial Fee$250$1800$2100$2500$500
Other Details Suitable for challenged profiles up to 9 months repair timeframe  

Files received before 2pm CST repair process will begin the same day  

Credit profile building strategies advised & implemented  

Very aggressive strategies & methods used		Suitable for damaged profiles up to 12 months repair timeframe 

Files received before 2pm CST repair process will begin the same day

Credit profile building strategies advised & implemented

Very aggressive strategies & methods used		Suitable for severe profiles up to 18 months repair timeframe 

Files received before 2pm CST repair process will begin the same day

Credit profile building strategies advised & implemented

Very aggressive strategies & methods used		Suitable for severely damaged profiles up to 24 months repair timeframe 

Files received before 2pm CST repair process will begin the same day

Credit profile building strategies advised & implemented

Very aggressive strategies & methods used		Suitable for Personal Credit to Business Credit Transition

Personal Credit Repair & Profile Building Advising

Business Credit & Funding Structuring

Business Funding Acquisition

*Funding Depends on the Severity of Personal Credit*
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Credit repair is a financial literacy service that identifies, evaluates with the intentions to remove derogatory inaccurate & unverifiable accounts from consumers’ credit reports. Throughout the credit repair process a variety of dispute strategies and methods are implemented to remove the derogatory accounts from consumers’ credit profiles.

The credit repairing timeframe depends on the severity of your credit profile PRIOR to starting the credit repair process. The type, amount of negative accounts and who the creditors are that owns the negative accounts on your credit profiles has a significant impact on how long it will take to repair your credit profiles.

ESTIMATED CREDIT REPAIR TIMEFRAMES: (May vary depending on creditor)

  • MILD: (3-6 Months) Medical Collections, Communication Company Collections, Inquiries
  • HARD: (6-9 Months) Charge Offs, Medical Collections, Communication Company Collections, Inquiries
  • CHALLENGED (9-12 Months) Student loans, Bankruptcy, Charge-Offs, Medical Collections, Communication Company Collections, Inquiries
  • VERY DIFFICULT (12-18 Months) Repossession, Bankruptcy, Charge-Offs, Medical Collections, Communication Company Collections, Inquiries
  • SEVERE (18-24 Months) Repossession, Student loans, Bankruptcy, Charge-Offs, Medical Collections, Communication Company Collections, Late Payments, Inquiries

Clients must create a credit monitoring account to pull updated credit scores and reports (click here to pull your updated scores and reports).

  • Once updated scores and reports are received the clients credit reports are analyzed and calculated. During the analysis and evaluation process the client is given a detailed evaluation and an estimated credit repairing timeframe.
  • Clients’ credit profiles will be calculated to develop the quickest strategies and methods to enhance the strength of the clients’ credit profiles and scores.
  • Dispute against negative accounts to be deleted by the credit bureaus and creditors.
  • The negative accounts that are not deleted in each dispute round will be reprocessed until they are deleted from the clients’ credit reports.
  • Credit profile building will be recommended and implemented to improve the strength of the clients’ credit profiles and scores throughout the credit repairing process.
  • Once clients’ credit reports and scores have been rectified and repaired, clients are encouraged to leverage their new credit profiles and scores every 18-24 months.
  • Seasoned tradelines are considered for an extra credit score increase.
View our FAQ's

What you need to know about our testimonials

Testimonials represent the results of the particular individual and you should not expect the same result because your case is different than everyone else’s. CleanCreditCew.com promises only to communicate with creditors on your behalf and in your name, verify report changes with bureaus, and provide you timely information about changes in your reports. Any credit score improvement seen after using our services is the result of many other additional factors, including: keeping credit balances low, paying bills on time, reducing or eliminating unnecessary inquiries, and developing appropriate types of credit, and sound financial planning.