Credit repair is the process of improving a poor credit score by addressing or removing negative items that could be listed on your reports inaccurately. Although the Fair Credit Reporting Act outlined the right for Americans to have accurate credit reports, credit reporting agencies require you to navigate complicated online systems and send a series of formal dispute letters in order to fix your credit.
To make credit repair easier, Clean Credit Crew can identify and challenge questionable items on your behalf.
If questionable negative items are hurting your credit, removing them can improve your score. Here’s how we do it.
Provide client with a complete credit analysis (reviewing their credit report to help identify potential inaccurate, outdated or unverifiable information)
Develop a personalized strategy to address and resolve client's past credit issues to assist them with maintaining a positive credit score.
Negative items and inquires deleted from credit bureaus (Experian, Equifax, and Transunion) within 90 days. Items that are not deleted will continue to be disputed for 12 months.*
Seasoned tradelines added to client's credit if needed at the end of the expedited service. **
If the client is not satisfied after the service, the client is entitled to a refund within 2 months of the service start date. This refund will exclude 50% of the enrollment fee. Client may cancel contract agreement within 2 days without penalty.
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* If client is not subscribed to the flat rate service, there is a monthly filing fee of $150 that will auto draft monthly payments until all negative items are deleted to reprocess inaccurate, outdated or unverifiable accounts.
Offering a variety of service’s to support every budget and need. Our credit repair services start at $150 and each option offers you unique features.
A credit repair company will help identify errors on your credit report, provide score optimization guidance, and manage the dispute process. But there is more than meets the eye.
Credit repair is a step-by-step process. The credit bureaus are allowed a month to complete disputes, and many of the credit score tips we offer take time to work, but there is good news too. Also, it depends on the type, amount, and the creditors that own the debts on your credit report.
From: $50
How does the Interpersonal Credit Repair Phone Consultation work?
Our interpersonal credit repair phone consultation works with these 5 easy steps below:
NOTE: If the client exceeds 30 minutes of consulting he/she will be advised to pay an additional $50 during the call when the first 30 minutes have passed. If the phone consultation lasts longer than an hour the client will receive additional 30-minute increments for $40 per increment.