The Repair Process
Clean Credit Crew is here to help you meet your credit score goals. Our credit repair services can help you work to remove the inaccurate or unfair negative items listed on your credit report.
Get Started

What is Credit Repair?

Credit repair is the process of improving a poor credit score by addressing or removing negative items that could be listed on your reports inaccurately. Although the Fair Credit Reporting Act outlined the right for Americans to have accurate credit reports, credit reporting agencies require you to navigate complicated online systems and send a series of formal dispute letters in order to fix your credit.

To make credit repair easier, Clean Credit Crew can identify and challenge questionable items on your behalf. 

Our Repair Process

If questionable negative items are hurting your credit, removing them can improve your score. Here’s how we do it.

Credit Analysis

Provide client with a complete credit analysis (reviewing their credit report to help identify potential inaccurate, outdated or unverifiable information)

Personalized Strategy

Develop a personalized strategy to address and resolve client's past credit issues to assist them with maintaining a positive credit score.

Remove Negative Items

Negative items and inquires deleted from credit bureaus (Experian, Equifax, and Transunion) within 90 days. Items that are not deleted will continue to be disputed for 12 months.*

Seasoned Tradelines

Seasoned tradelines added to client's credit if needed at the end of the expedited service. **


If the client is not satisfied after the service, the client is entitled to a refund within 2 months of the service start date. This refund will exclude 50% of the enrollment fee. Client may cancel contract agreement within 2 days without penalty.

See your credit score now

* If client is not subscribed to the flat rate service, there is a monthly filing fee of $200 that will auto draft monthly payments until all negative items are deleted to reprocess inaccurate, outdated or unverifiable accounts.

** Tradelines will be added at $500 per tradeline, additional to the enrollment fee. Client will be charged $300 to reinstate credit repair services if failed to pay monthly payment plan within 30 days of scheduled auto-draft payment.

What our members are saying

Still Wondering?


Credit repair is a financial literacy service that identifies & evaluates with the intentions to remove derogatory inaccurate & unverifiable accounts from consumers’ credit reports. Throughout the credit repair process a variety of dispute strategies and methods are implemented to remove the derogatory accounts from consumers’ credit profiles.

The credit repairing timeframe depends on the severity of your credit profile PRIOR to starting the credit repair process. The type, amount of negative accounts and who the creditors are that owns the negative accounts on your credit profiles has a significant impact on how long it will take to repair your credit profiles. 

ESTIMATED CREDIT REPAIR TIMEFRAMES: (May vary depending on creditor)

  • MILD: (3-6 Months) Medical Collections, Non-Medical Collections, Inquiries
  • HARD: (6-9 Months) Charge Offs, Medical Collections, Non-Medical Collections, Inquiries
  • CHALLENGED (9-12 Months) Student loans, Bankruptcy, Charge-Offs, Medical Collections, Non-Medical Collections, Inquiries
  • VERY DIFFICULT (12-18 Months) Repossession, Bankruptcy, Charge-Offs, Medical Collections, Non-Medical Collections, Inquiries
  • SEVERE (18-24 Months) Repossession, Student loans, Bankruptcy, Charge-Offs, Medical Collections, Non-Medical Collections, Late Payments, Inquiries

Clients must create a credit monitoring account to pull updated credit scores and reports (click here to pull your updated scores and reports).

  • Once updated scores and reports are received the clients credit reports are analyzed and calculated. During the analysis and evaluation process the client is given a detailed evaluation and an estimated credit repairing timeframe.
  • Clients’ credit profiles will be calculated to develop the quickest strategies and methods to enhance the strength of the clients’ credit profiles and scores.
  • Dispute against negative accounts to be deleted by the credit bureaus and creditors.
  • The negative accounts that are not deleted in each dispute round will be reprocessed until they are deleted from the clients’ credit reports.
  • Credit profile building will be recommended and implemented to improve the strength of the clients’ credit profiles and scores throughout the credit repairing process.
  • Once clients’ credit reports and scores have been rectified and repaired, clients are encouraged to leverage their new credit profiles and scores every 18-24 months.
  • Seasoned tradelines are considered for an extra credit score increase.

FICO and “The score lenders use” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and other countries. CMS and Credit Management System are registered trademarks of Dekamco Development LLC in the United States

© 2023 Clean Credit Crew. All rights reserved. 


English Spanish

What you need to know about our testimonials

Testimonials represent the results of the particular individual and you should not expect the same result because your case is different than everyone else’s. promises only to communicate with creditors on your behalf and in your name, verify report changes with bureaus, and provide you timely information about changes in your reports. Any credit score improvement seen after using our services is the result of many other additional factors, including: keeping credit balances low, paying bills on time, reducing or eliminating unnecessary inquiries, and developing appropriate types of credit, and sound financial planning.