A credit repair company will help identify errors on your credit report, provide score optimization guidance, and manage the dispute process. But there is more than meets the eye.

Credit repair is a step-by-step process. The credit bureaus are allowed a month to complete disputes, and many of the credit score tips we offer take time to work, but there is good news too. Also, it depends on the type, amount, and the creditors that own the debts on your credit report.

• Provide the client with a complete credit analysis via email ( reviewing their credit reports to help identify potential inaccurate, outdated or unverifiable information).
• Develop a personalized strategy to address and resolve client’s past credit issues to assist them with maintaining a positive credit profile.
• Negative items deleted from the credit bureau reports (Experian, Transunion, Equifax) within 90 days. Items that aren’t deleted will continue to be disputed against for 12 months.
• There is a monthly filing fee if the client(s) are enrolled in a monthly payment plan.
• Client will be advised of credit profile building strategies.
• Tradelines are added at an additional fee.