Student Loan Relief

Clean Credit Crew offers a top of the line business credit program that will help you excel your business.

President Trump has directed the Secretary of the U.S. Department of Education (ED) to continue to suspend loan payments, stop collections, and waive interest on ED-owned student loans through December 31, 2020. You do not need to take action if your loans are owned by ED. Visit StudentAid.gov/coronavirus for updates.

Student Loan Relief Tips

Follow these student loan relief steps:

Never pay a third party company to handle your student loans.
Call your student loan providers, do not ignore them.
If you are behind, request them to mail or email you the Income Driven Repayment Plan application.
Fill the application out and select which IDR plan you wish to enroll in; select the IBR plan or Pay As You Earn.
Wait 2-3 weeks for the student loan providers to enroll you in the IDR plan.
Call the student loan providers if you do not receive the documentation regarding your monthly payment arrangement.
If you are in default, call your student loan provider to enroll in the Student Loan Rehab Program.
If you want to start and complete the IDR application online, visit studentloans.gov
Search for repayment plans on studentloans.gov
Fill out IDR application and import your tax documents directly from the IRS.

Student Loan Questionnaire

What our members are saying

Clean Credit Crew changed my life! Not only has this company increased my credit scores tremendously, I am now knowledgeable about credit factors that play a huge part in my credit profile. Clean Credit Crew is a extremely professional, attentive, patient, and very informative company. I have went through many credit repair services but Clean Credit Crew has exceeded my expectations by going above and beyond while still offering financial literacy & mentoring. I highly recommend!

If the professional attitude wasn't enough to make me believe, the fact my score turned around before my eyes. The Clean Credit Crew is everything they say they are and more!

Best Decision I’ve Ever Made! The Process Was Simple and Before I couldn’t Get Approved For A Slice Of Bread After I Literally Was Able to purchase My Dream Car Brand New with No Money Down and Got Approved for Many Other desired things I used to only dream of. Thank You Clean Credit Crew !

I was in search of credit repair and advisement. Without regret, I was able to seek upfront expertise and transparency regarding my credit profile through Clean Credit Crew. Clean Credit Crew indeed provided me with a pleasant experience that not only put me in a renewed state with my credit profile but got me a few credit cards with decent credit limits that I was ready for. I would highly recommend Clean Credit Crew to anyone!

Clean Credit Crew are extremely professional and knowledgeable on all my credit needs and concerns. With their help, I was able to achieve my credit goals. I now have great credit knowledge, a great credit score and a great team to help take my business and personal credit to the next level.

In a matter of months my credit score had risen tremendously. I have lived in my new house for 2 years now with the help of Clean Credit Crew. If you are looking to establish, learn or fix your credit, I strongly recommend Clean Credit Crew.

When I say I love Clean Credit Crew, they changed my life forever. I started off in the low 500's now I'm in 700 club. I get approve for everything I applied for. Not only did they clean my credit, they also educate you on credit and finances. Let me not forget, they are always there to help and answer any questions!!!

Still Wondering?

What is credit repair?

Credit repair is a financial literacy service that identifies & evaluates with the intentions to remove derogatory inaccurate & unverifiable accounts from consumers’ credit reports. Throughout the credit repair process a variety of dispute strategies and methods are implemented to remove the derogatory accounts from consumers’ credit profiles.

How long will it take to repair my credit?

The credit repairing timeframe depends on the severity of your credit profile PRIOR to starting the credit repair process. The type, amount of negative accounts and who the creditors are that owns the negative accounts on your credit profiles has a significant impact on how long it will take to repair your credit profiles.

ESTIMATED CREDIT REPAIR TIMEFRAMES: (May vary depending on creditor)

MILD: (3-6 Months) Medical Collections, Non-Medical Collections, Inquiries
HARD: (6-9 Months) Charge Offs, Medical Collections, Non-Medical Collections, Inquiries
CHALLENGED (9-12 Months) Student loans, Bankruptcy, Charge-Offs, Medical Collections, Non-Medical Collections, Inquiries
VERY DIFFICULT (12-18 Months) Repossession, Bankruptcy, Charge-Offs, Medical Collections, Non-Medical Collections, Inquiries
SEVERE (18-24 Months) Repossession, Student loans, Bankruptcy, Charge-Offs, Medical Collections, Non-Medical Collections, Late Payments, Inquiries

What does the credit repair process consist of?

Clients must create a credit monitoring account to pull updated credit scores and reports (click here to pull your updated scores and reports).

Once updated scores and reports are received the clients credit reports are analyzed and calculated. During the analysis and evaluation process the client is given a detailed evaluation and an estimated credit repairing timeframe.
Clients’ credit profiles will be calculated to develop the quickest strategies and methods to enhance the strength of the clients’ credit profiles and scores.
Dispute against negative accounts to be deleted by the credit bureaus and creditors.
The negative accounts that are not deleted in each dispute round will be reprocessed until they are deleted from the clients’ credit reports.
Credit profile building will be recommended and implemented to improve the strength of the clients’ credit profiles and scores throughout the credit repairing process.
Once clients’ credit reports and scores have been rectified and repaired, clients are encouraged to leverage their new credit profiles and scores every 18-24 months.
Seasoned tradelines are considered for an extra credit score increase.